Mortgage Protection Products*

A house is the largest investment that most people will ever make. However, your house is more than just a large investment, it is your home. It is a place where memories are made, a place were you and your loved ones come together for shelter and protection. It is important that your home is protected should you face turbulent times.

*Please Note: Product and benefit availability is determined and regulated by each state.

Loss of Life

Losing a loved one is a difficult and stressful time for the surviving family members. The days following can be the hardest for those who are left behind. They must cope with paying monthly bills, closing and changing accounts, and settling estate matters. Unfortunately, for those who don’t have a plan in place, they may also face the additional loss of their home. Nobody wants to leave their family with the added stress of financial debt, such as:

You can payoff these debts, and make sure that you have a plan in place to eliminate the burden of debt on your family. Plans are available at affordable rates with no physical exam. The benefits of this plan can pay funds directly to your family- not the bank or lending institution. Don’t leave your family struggling. Prepare today to secure your family home for their future tomorrow.

Disability

Have you ever passed an accident on the road? "Just a few minutes earlier…." The thought goes through your mind. In the blink of an eye, your life can literally be turned upside down.

The average recovery period for a serious accident, injury or illness is 3 months. Almost 30% of these injuries take up to 2 years for full recovery. Others never fully recover. Not only do they suffer physically, but many times, they suffer financial difficulties resulting in ruined credit, foreclosures and even bankruptcy.

If you became disabled from an accident or illness, would you have enough savings to cover 100% of your income during your recovery? Possibly, but most of us don’t. Even your employer’s short-term or long-term disability most likely will not be enough to cover all of your bills and expenses throughout your recovery.

We don’t have control over accidents and injuries, but we can control how we prepare for them. Plans are available at affordable rates with no physical exam. By having a plan in place, you can benefit from having money paid directly to you for monthly payments, and medical expenses.

Critical Illness

Cancer, heart attacks, strokes, an accident….you may have a family member that has been touched by one of these events. If not, you probably know someone who has, and the impact it has made on their family and finances.

What can you do to protect your family? Major medical coverage may pay for all or a portion of your medical expenses. Your personal bills and expenses are left for you and your family to manage. Did you know that 1 out of 3 home foreclosures are due to critical illness? 1 out of 5 home foreclosures are due to chronic illness? Plans are available at affordable rates with no physical exam. This Mortgage Protection Option will pay funds directly to you and your family to continue making your payments, and protect your home and family.

Return of Premiums

You are probably currently investing in homeowner’s coverage to protect the property and liability of your home. Homeowner’s invest a good deal of premium yearly in coverage that may never be used, but it’s necessary and required. Hopefully, you will never need to use your homeowner’s insurance for damages.

Consider a homeowner’s insurance premium of $1,000 per year for 30 years. What happens to that premium, if you don’t use the coverage? Wouldn’t it be great, if you had the option to get ALL of your money back, if you never used your policy benefits?

The Return of Premiums option allows you a 100% refund of the premiums paid if you do not use your benefits during the policy term. Coverage when you need it….money back if you don’t.

Don't you think you owe it to yourself and your family to hear more about mortgage protection insurance? We would like to put you in contact with a licensed insurance agent in your area that can speak directly with you about these issues. There is absolutely no cost and absolutely no obligation to purchase anything if you decide to complete the information form.